Enjoy the confidence of working with a licensed mortgage professional.

There are a multitude of lenders and loan officers out there that want your business.  I want your business.  So why work with Merrimack Mortgage and why work with Bonnie Gates?

Let's start with Merrimack; a local New England based company.  One of the largest independent lenders in the region.  Merrimack is a LENDER.  We process, underwrite, approve and close your loan.  You deal with Merrimack from application to closing.  At our headquarters in Manchester, NH, we have a strong experienced operations team who will quickly and seamlessly move your loan through the process.  The foundation for our company's rapid growth has been the commitment to quality service that we deliver every day to our borrowers and REALTOR partners.  In business since 1983, Merrimack has navigated through multiple mortgage cycles and has grown bigger and stronger every year.  We are here for the long haul.

My personal long haul began in 1986 while living in Western Massachusetts.  For years I counseled Borrowers and originated residential loans, predominately while associated with a leading regional bank.  In 2000 I moved to the delicious destination of Seacoast New Hampshire where I began a ten year stint with a major national lender.

Recently, I decided to join Merrimack Mortgage Company because I wanted to work for great people, a great team, and have the ability to provide a level of service that I can be proud of every single day.  I love what I do and I want my Customers and Clients to witness what I feel.  There is no greater satisfaction in this business than helping a Borrower through the mortgage process and offering sage advice that can be trusted.  I am proud of what I do and I know from experience that is a referral business and satisfied Customers are the building blocks to success.  I've believed in this vision since 1986.  Let me bring my vision to your mortgage loan transaction.

A review of our Loan Programs appears on this website. Call or e-mail us and we'll develop a personalized quote.

Are you already living in your dream home? Maybe it can be even dreamier with a lower monthly mortgage payment! Refinancing could be the way to go. Check it out with our Refinance Mortgage Calculator.

Or, try out our Debt Consolidation Mortgage Calculator to see if a home equity loan or second mortgage would work for you.

Buying a home is a big investment. We can be there with you every step of the way. Our company has been in this business for a long time, and we invite you to put our experience and expertise to work for you.